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ai & ml

Tabular Foundation Models Are Coming for Your Risk Team

NVIDIA's Kumo Tabular compresses months of model-building into one forward pass. The catch is that regulators still want to see the math.

analysis

The Card Networks Are Going Back to Co-ops

The two largest card networks chose to co-own their stablecoin instead of controlling it outright.

opinion

What AFSP v0.1 Won't Let Your Agent Do

The first agent-to-bank protocol requires three minutes of cryptographic handshaking to open a savings account.

opinion

Financial Inclusivity Is a Myth

The systems fintech operates around are designed to benefit those with money. The math of lending to the underserved doesn't work without predatory terms.

opinion

AI vs. AI in Financial Crime

Generative AI is producing synthetic identities faster than compliance teams can review them. Agentic AI is the defense. Who has the structural advantage?

anatomy

Institutional Memory as Infrastructure

When a compliance analyst leaves, every investigation they ever ran starts over from scratch.

analysis

The Agentic Compliance Stack

Eight companies call themselves agentic. The architectures underneath look nothing alike.

engineering

The Model Gateway Is a Compliance Boundary

The routing layer between your app and your LLM provider is a regulatory surface you probably haven't secured.

engineering

Your AI Agent Has a Credit Card and No Spending Limit

A $5 spending cap doesn't stop twenty $5 payments.

engineering

The Token Arbitrage Economy

Stolen API keys, mass-registered accounts, and USDT resale markets. AI compute fraud looks nothing like payment fraud, and the defenses are different too.

fintech

When the Billing System Decides Who Gets the GPU

At AI-company scale, the billing system sits in the inference hot path. Every API request passes through it before the GPU fires.