What Agent Authentication Actually Requires
Three approaches to the same problem are shipping simultaneously. One already processed a real transaction.
The Real Cost of a Chargeback
The fee on the statement is $20. The actual cost is your relationship with Visa, your acquirer, and possibly your ability to accept cards at all.
fintechSettlement Isn't Confirmation
Your payment provider sends a webhook: status: settled. Your system marks the transaction complete.
fintechACH Is Not an API Call
ACH is a 50-year-old batch system. It will break every assumption you bring to it.
fintechSecurities Ownership Is Not a List
You don't own your stocks. You hold a claim against a broker, who holds a claim against a depository, who holds a claim against an issuer. Tokenization proposes to collapse that chain.